Important Steps to Take after a Car Accident
After a car accident your emotions will be running wild and you may have severe injuries, will you be ready to take the appropriate steps? There are several important things that must be done at the scene of and soon after an automobile accident. Becoming familiar with them before the worst happens is the best protection from insurance claim denials, or the unjust determination of your legal and financial culpability for the collision. These steps are also your best guarantee of fair compensation for all expenses related to the incident.
Steps to Take at the Scene of the Accident
- Remain where you are. Do not move from the area except to avoid further harm. There are serious criminal penalties associated with a “hit and run” that can be avoided by staying put.
- Check your self and all other passengers or drivers for injuries. If injuries are present call an ambulance and do not move anyone complaining of neck or back pain.
- Call the police if they have not already arrived. Although an accident report can be filed without the presence of the police if the accident caused serious injuries, major property damage or death the police must witness accident scene and file their report.
- Gather the names, contact numbers, addresses, driver’s license numbers, license plate numbers and insurance information of all drivers and passengers of any other vehicles in the accident. Speak to any witnesses and get their information as well.
- Make sure to document property damage and injuries through photographs as well as written descriptions to include in your insurance claim later. Call your insurance representative to report the accident and begin the process of filing a claim.
- At the scene of the accident, do not: apologize for anything regarding the accident, make a recorded statement or offer guesses or detailed descriptions of the accident. Avoiding these actions will protect you; indulging in them can harm you and even wrongly place negligence on you.
Steps to Take After the Accident
- Call an attorney you trust to advise you and to familiarize them with your case.
- Obtain a copy of the police accident report for your records.
- Document all medical treatment related to the accident in order to later itemize your treatment and medical costs to the insurance company, your lawyer and two the court.
- Obtain a property damage evaluation either through your insurance company or on your own to use as a quote for compensation.
- Avoid discussing the auto accident with anyone except for the police, your insurance company and your auto accident attorney. Do not speak with other insurance company representatives without the knowledge, consent and assistance of your lawyer.
A car accident is always an unfortunate event but if you follow the steps listed above any advice of a good car accident attorney can contain the misfortune and move on with your life.