The expected compensation amounts for damages related to car accidents will vary greatly depending from several factors. Largely at play is the concept of “fault” and determining whether the victim has any percentage of “fault” in a car collision. Different states have different laws surrounding "fault" in motor vehicle accidents. Some are considered to be “no-fault” states while others are considered to be “fault” states. Also important is the degree and nature of the physical injuries the victim suffered as a result of the car crash when insurance companies and juries deliberate on compensation amounts.

Nevertheless, an automobile accident is always a traumatic experience that frequently causes physical and mental injuries that can never be undone. Many strongly believe that accidents caused by negligence, careless or reckless driving should always be brought to justice and a factor in that justice is fair compensation for suffering.

“Fault” states impose numerous limitations on the injured victim's of car accidents eligibility for financial recompense. The injuries sustained must be legally classified as “serious” or “severe” in “fault” states and even then the victim is restricted to recovering financial damages for actual and documented expenses. These damages will be recovered through the insurance companies of both the victim and the others involved in the collision, under no- fault protections.

In “no-fault” states there are fewer limitations on qualifications for recovery of damages and fewer restrictions on the extent of compensation but the concept of “fault” still plays a major part. For example, if the other driver involved in the collision is clearly legally responsible for the crash then in both kinds of states the injury victim is eligible to recover physical, emotional and mental pain and suffering compensation directly from the party responsible. In fault states the guilty driver is also personally responsible for the cost of medical treatment and the sum total of wages lost.

There are many categories of damages surrounding car accidents. Medical treatment, loss of employment and lost wages are the most obvious but the costs of counseling, vocational rehabilitation and property damage may also be included. Additionally the estimated costs of permanent disfigurement or disability, mental trauma, damages due to pain and suffering and damages to a marital relationship can also come into play.

If you are free of fault that a car accident that caused grievous physical injuries and severe vehicle damage then you can expect substantial compensation. The precise amounts can only be accurately calculated by experienced car accident attorneys who can present estimated total financial costs for medical treatment, vehicle repair, lost income and pain and suffering to an insurance claims adjuster or to the judge and jury on your trial.