Statistics show that every driver on the road today is likely to be involved in at least one car accident in their lifetime. Driving in the modern day world is becoming increasingly hazardous as greater numbers of drivers flow onto our highways, and more electronic distractions make their way into our vehicles. Cell phones, MP3 players, even computers: all are growing factors in car accidents. More than 2 million people are injured in the US each year due to car accidents.

Being a careful and diligent driver is your first defense against traffic mishaps. But even the most cautious driver may find themselves involved in an accident. Bad weather, road hazards, mechanical failure, or a momentary lapse in attention can put you in a place you don't want to be: a collision. So what now?

Above all, remain calm. Take a moment to determine if you or anyone in your vehicle is injured. If it is safe to do so, exit your vehicle and check on the other driver. Call for medical attention, and for the police. It is very important to get a police report. Without a report, it can become a case of your word against the other driver's.

While waiting for help to arrive, take pictures of the cars and of the accident scene. Note the weather and road conditions as they may be a contributing factor. If there are any other witnesses, collect their names and contact information. Review the police report carefully before signing. This is a legally binding document and you want to be sure it is accurate. Be careful not to admit any fault in the accident. There may be things the other driver did that you aren't aware of that contributed to or even caused the accident.

After the accident, keep records of any medical expenses or loss of income. If you are injured, or a loved one is injured or killed in an accident, it is important to contact a personal injury attorney as soon as possible.

When speaking to your insurance company, be aware that even a verbal agreement with them may be binding. Also, do not discuss details of the accident with the other driver's insurance company. Don't give a statement to your insurance company, or agree to an offer of settlement before consulting with your own attorney.

Do your best to avoid traffic accidents by being a responsible driver. But, if the worst happens, protect yourself and your rights by getting the help of an attorney.