A Few Suggestions to Protect Yourself after a Motor Vehicle Accident
After experiencing a motor vehicle accident it is natural to feel confused and disoriented and to wonder what next to do. Some actions are illegal, like leaving the scene of an accident, while others might lead to problems later when filing insurance claims or entering into lawsuit settlements so it is best to be prepared beforehand with a general idea of what to do to protect yourself after an accident.
Always stop immediately after any vehicular collision; it is a misdemeanor to drive away from an accident in which no one was injured and a felony to drive away from an accident in which one or more persons suffered injuries. After stopping, determine whether or not anyone has been injured and how serious those injuries are. If the injuries are nonexistent or minor, then it is fine to carefully move your vehicle out of the flow of traffic and further harm's way but stay as close to the scene of the accident as you can. While moving your vehicle follow standard procedures of safety and legal driving by keeping your seat belt on and using turn signals to indicate your intentions.
If you must exit your vehicle, leave the car on the side not exposed to traffic even if it is inconvenient. Take a moment to determine the extent to which any one has been injured and either call or have someone call 911 to report the collision. In the unlikely event that the police refused to visit the scene, report the accident to the nearest police precinct after gathering the information of those involved.
As you wait for responding officers gather the name, personal information, license number, vehicle registration number and insurance company information of the other person or persons involved in the accident if you are physically able to do so. Additionally, speak with any witnesses, gather their information and ask them to remain on the scene.
Draw a diagram of the accident as you experienced it and take note of or take pictures of any visible damage to your body or your vehicle. When responding officers arrive be sure to cooperate but do not offer opinions or confessions at this time.
After filing a police report immediately seek medical attention to evaluate any injuries you have sustained and contact your insurance agent to file your claim. Contact a motor vehicle accident lawyer to assist you and keep track of medical conditions, emotional or mental stresses as well as doctor visits missed work and profits lost as a result of the accident.